Low Interest Credit Cards

A low interest credit card is great for someone who carries a balance month-to-month or plans to make a big purchase that needs some time to pay off. Depending on why you want the card, look for a 0% interest period or a low ongoing rate.

Every credit card on the market has different interest rates which can include introductory rate, balance transfer rate, cash advance rate and/or penalty rate. But to most regular purchases, a standard rate is applied termed as the Annual Percentage Rate (APR). Low interest credit cards are great if you carry a balance and need to keep the interest low. As with all credit cards, making payments on time is the best way to ensure that you keep your low rate.

LOW INTEREST CREDIT CARDS

A low interest credit card is available for customers with excellent credit, and pay on a month to month schedule. A good low interest credit card will most likely come with 0% introductory rate for a specified term, and change to a low ongoing rate there after.

Providers of these credit card can always change terms. Most credit card companies have a low interest credit card option and offer card options, with rewards and cash back programs. Chase credit cards require excellent credit to be accepted. Some low interest credit card companies that offer low interest credit cards are Chase, Discover, Capital One and Barclay Card.

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here" button, you can review the credit card terms and conditions on issuers website.