Chase Reward Credit Cards and Chase Cash Back Chase Cards
If you are looking for an all-round credit card that offers you rewards as well as cash back, then Chase may be one of the best ones you can find. The company has many credit cards on offer in 2015, and all of them have some mighty benefits to offer people. If getting rewards and cash back is the most important determinant factor for you, then here are the top Chase cards for you this year.
There is a reason why everyone carries around a credit card. However, value is added to a credit card when it gets back rewards. Points, miles or cash- rewards can come in any form. So when you choose your Chase Reward Credit Cards the next time, then see to it first which card offers what and take your pick accordingly. Experts are of the opinion that in current times, Chase Rewards Credit Cards are worthy of a place in your wallet. Chase has a number of options which often makes picking Chase Cash Back Chase Cards difficult to pick. The few good ones from the Chase camp are the following:
The Chase Freedom
With no annual fee, some really great rewards and a wonderful sign-up bonus offer, this is a winner all way. If you spend $500 within the first 3 months of the account opening, you get a $100 bonus. Cash back of 5% can be had on rotating bonus categories which are of a seasonal flavor. It is widely accepted and with solid benefits on offer for customers, this is obviously a top choice.
Chase Sapphire Preferred – If you are someone who has to travel frequently or planning a big holiday, then getting this one from Chase’s stable may be a good idea. This is a great travel rewards card with a good number of benefits on offer. With a big sign-up bonus of 40, 000 points which you get if you spend $4000 in the first 3 months of getting your card, this is truly a great one. When you redeem the points using Chase’s booking tool, they are worth 25% more. With no foreign transaction fee, this is a perfect one for travelers. When you spend on dining or travel, you get 2 points for every dollar spent, and when you purchase anything else, you get 1 point for every dollar spent. Your points will not expire and you can transfer them to other Chase rewards programs at absolutely no cost to you.
Chase Ritz-Carlton – If you live out of suitcases and are always on the go, then the Ritz-Carlton from Chase may be the perfect card for you to get. Though the annual fee is $395, the many rewards on offer cannot be ignored and are well worth the steep price. When you stay at a hotel for 2+ nights, you get $100 to be used for dining. You also get $200 worth of airline incidentals credit for a variety of things such as baggage fees, etc. What’s more, you enjoy complimentary access to airport lounges. Also, there is a great sign-up bonus. When you spend $2000 in the first 3 months of account opening, you get rewarded with 70, 000 Ritz-Carlton reward points. Apart from that, there’s cash back in plenty if you choose this one.
As you can well see, Chase has some pretty amazing credit cards on offer for those who are interested in rewards or cash back. The best thing about the company is that no matter what your spending habits are, you will easily be able to find something to suit it. so go ahead, pick a card and enjoy the rewards.
Chase Freedom® – The flagship card from Chase and it is one of those Chase Reward Credit Cards that is also one of the best Chase cash back cards in the market. Perfect for those who love to shop as this card earns 5% cash rebates on certain purchases each quarter. A standard rebate of 1% on other purchases can also be enjoyed through this card. A bonus of $100 comes to the card holder during the first 3 months on purchases worth $500. In case you are successful in adding an authorized user within that same first 3 months period, you are entitled to an extra bonus of $25. Those getting the card new receives a 0% APR for 15 months on both balance transfers and purchases. After that time period, the card holders have to pay 13.99% – 22.99% variable APR on balance transfers and purchases. The best part, cash rewards do not expire and no annual fee is to be paid.
Chase Slate® – This is a balance transfer credit card and enables the card holder to enjoy APR of 0% on introduction on purchases and balance transfers for a period of 15 months. Once the introductory period lapses, the card holder has to pay variable APR of 12.99%, 17.99% or 22.99% on balance transfers and purchases. The variable to be paid depends upon your credit score. The card also offers a $0 introductory balance transfer fee if a transfer is made within the first 60 days of opening the account. There is no annual fee to be paid for this card.
Chase Amazon Rewards Visa – A must have for all the frequent shoppers at Amazon. This credit card gets the owner a 3% cash back on all things purchased at Amazon, 2% cash back at restaurants, drug stores and gas stations and winding up with a 1% cash back on all other purchases. A sign up gets the card holder a $70 Amazon gift card. With no annual fee to be paid, the variable APR that one has to pay ranges between 14.24% to 22.24%, depending upon the credit history.
Ink Cash® Business Credit Card – Perfect for business owners, this Chase Reward Credit Card and Chase Cash Back Card lets business owners save money on business spending. As a card holder, if you spend $25,000 every account anniversary year then you are entitled to a 5% cash back on telecom services, cable services and office supplies. New card holders can get bonus cash back nearly of $200 if they spend $3000 in the first 3 months of opening an account. This card too does not have a annual fee and lets the card holder enjoy 0% intro APR on balance transfers and purchases for a year. A variable APR of 13.24% is applicable after that.
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